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Mortgage Credit Certificate Program
Receive a Tax Credit
The Mortgage Credit Certificate (MCC) Program, administered by the County of Orange, enables first-time home buyers to receive a federal income tax credit of up to 15% of the annual mortgage interest paid.

The MCC reduces federal income tax, increases take-home pay, and increases the qualifying loan amount for home buyers.
  • Program assistance is available only to income-eligible persons and families who have not owned a home in the last three years.
  • The property must be a single-family detached home, condominium, or townhouse located within the County of Orange.
  • Participants must occupy the home.

The program is administered by National Homebuyers Fund, Inc.  For more information, vist their website at www.nhfloan.org.

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